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Once you send your application to HAP, you will receive the following automatic email.  Read through and prepare for the documents that HAP will need for your file.  Here is the email text:

        Thank you for applying to the Homeowners Assistance Program, ARRA expanded program.  Your application was received by the Homeowners Assistance Program Branch of the Real Estate Division of the U.S. Army Corps of Engineers (USACE), Savannah District.

Final interim guidance from Washington was published to the Federal Register on 09/30/09.  Please check the website (http:/hap.usace.army.mil) for more details regarding the program, eligibility criteria and benefits.  Any additional changes will also appear on the website, and you are encouraged to periodically check the website for updates.

We are evaluating applications for eligibility and processing benefit payments for applicants who are determined eligible based upon program directives.  We cannot estimate or pay benefits until you have provided all requested information, are determined eligible, and have sold your home or have it under contract.  You are encouraged to send in the information we request since we cannot determine your eligibility without it.

Be advised any government acquisition without you already having a contract and a buyer must be approved by a three-star equivalent level official.  As such, the District is expecting the traditional government acquisition option to be virtually non-existent except for wounded warriors and surviving spouses of fallen warriors.  The government acquisition option for other applicants involves the government purchasing your home and selling it immediately to your buyer in a subsequent transaction.  This option is for those who cannot afford to close without it.  You are advised to make every effort to sell your property at the highest reasonable price under current real estate market conditions.

        Please note we will require a fully signed HUD-1 Settlement Statement from when you bought your home.  Please send this document for inclusion in your file.

If you listed major improvements in your application, you must provide receipts for these items if you would like them to be considered.  Current guidance is that the Prior Fair Market Value is the purchase price, but it is anticipated that there may be an adjustment for improvements in the final guidance.  Improvements and receipts must be in accordance with the guidelines established in IRS publications 552 & 527 (http://www.irs.gov/).  An appraiser will review any provided improvement receipts to determine what additional value will be credited.  If you are unable to provide receipts in accordance with IRS publications 552 & 527, and would like for us to proceed without providing additional receipts for these improvements (which would mean not receiving additional credit for these improvements), please send us an email requesting that we continue to process your application without receipts.

        Due to the high daily volume of mailings, telephone calls and email questions about the program, we ask for your patience as we process your file.  Thank you for your service to our country.